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No-insurance dental care built for
If you don’t have dental insurance — or your plan’s annual max is barely worth the premium — our in-house Smile Club membership often saves more than insurance does. No deductibles, no waiting periods, no maximums.
⭐ 500+ five-star reviews · MAGD Master of the Academy of General Dentistry · Diamond+ Invisalign Provider
Simple math, transparent pricing
For a low monthly or annual fee, the Smile Club covers your two annual cleanings, exams, and X-rays at 100% — plus discounts of 15–20% on every other treatment you need.
No premiums going to an insurance company. No annual maximum to hit. No waiting period before a crown is covered. No claim denials.
For most patients without insurance, the math just works.
No more guessing what something costs
Whether or not you join the Smile Club, every treatment plan we create includes written cost estimates up front. No surprise bills. No “that’s not what they told me” moments.
I avoided the dentist for almost eight years. Dr. Pedersen and her team made me feel completely safe — no judgment, no lecture, just a real plan I could afford. Two years in and I never miss a cleaning.— Sarah M.
Complete care under one roof
Every service in the same office, with the same team that already knows your story.
General & preventive
Six-month cleanings, exams, sealants, fluoride, and oral cancer screenings for every age.
Cosmetic dentistry
Whitening, veneers, bonding, tooth-colored fillings, and full smile makeovers.
Dental implants
Single implants, bridges, and full-arch All-on-4 — planned, placed, and restored in-house.
Invisalign & braces
Diamond+ Invisalign Provider — straighten without metal in 6–18 months.
Same-day emergencies
Toothaches, knocked-out teeth, lost crowns — call before noon, we’ll see you that day.
Family & pediatric
Kids from age 1 through teen Invisalign — same office, same team, the whole family.
Sedation & gentle care
Nitrous and anxiety-friendly options for patients who haven’t been to a dentist in years.
Smile Club membership
No insurance? Affordable in-house plan covers cleanings, exams, and X-rays year-round.
General & preventive
Six-month cleanings, exams, sealants, fluoride, and oral cancer screenings for every age.
Cosmetic dentistry
Whitening, veneers, bonding, tooth-colored fillings, and full smile makeovers.
Dental implants
Single implants, bridges, and full-arch All-on-4 — planned, placed, and restored in-house.
Invisalign & braces
Diamond+ Invisalign Provider — straighten without metal in 6–18 months.
Same-day emergencies
Toothaches, knocked-out teeth, lost crowns — call before noon, we’ll see you that day.
Family & pediatric
Kids from age 1 through teen Invisalign — same office, same team, the whole family.
Sedation & gentle care
Nitrous and anxiety-friendly options for patients who haven’t been to a dentist in years.
Smile Club membership
No insurance? Affordable in-house plan covers cleanings, exams, and X-rays year-round.
Spread big treatment across 12–60 months
For larger treatment (implants, full-arch restorations, smile makeovers), we offer financing through CareCredit and Sunbit. Most patients qualify for 0% intro rates and 24–60 month terms.
What our patients actually say
Hundreds of 5-star reviews from real Overland Park, Johnson County, and Cass County families.
“I avoided the dentist for almost eight years. Dr. Pedersen and her team made me feel completely safe — no judgment, no lecture, just a real plan I could afford. Two years in and I never miss a cleaning.”
“We have four kids ranging from 6 to 17. Having one dental office that handles all of them — including my teenager’s Invisalign — has saved us so many hours of driving.”
“I’d been searching for a ‘natural dentist’ in Overland Park for two years. Finally found one that doesn’t make me feel weird for asking about my fillings.”
“Walked in convinced I needed a root canal. They diagnosed a cracked filling and fixed it the same day for a fraction of what I’d been quoted. Honest, fast, painless.”
“I avoided the dentist for almost eight years. Dr. Pedersen and her team made me feel completely safe — no judgment, no lecture, just a real plan I could afford. Two years in and I never miss a cleaning.”
“We have four kids ranging from 6 to 17. Having one dental office that handles all of them — including my teenager’s Invisalign — has saved us so many hours of driving.”
“I’d been searching for a ‘natural dentist’ in Overland Park for two years. Finally found one that doesn’t make me feel weird for asking about my fillings.”
“Walked in convinced I needed a root canal. They diagnosed a cracked filling and fixed it the same day for a fraction of what I’d been quoted. Honest, fast, painless.”
“Cracked a molar on a Tuesday morning. Called at 8am, was in the chair by 11 with a same-day temporary crown. They saved my workweek.”
“I’d been hiding my smile for a decade. Now I forget I have implants until someone compliments my teeth.”
“Quoted four veneers somewhere else. Dr. Pedersen showed me a digital preview and we ended up doing bonding on two teeth and whitening — same result, a fraction of the cost.”
“The Smile Club paid for itself in the first six months. As a freelancer with no insurance, this is the only reason I actually get my teeth cleaned twice a year now.”
“Cracked a molar on a Tuesday morning. Called at 8am, was in the chair by 11 with a same-day temporary crown. They saved my workweek.”
“I’d been hiding my smile for a decade. Now I forget I have implants until someone compliments my teeth.”
“Quoted four veneers somewhere else. Dr. Pedersen showed me a digital preview and we ended up doing bonding on two teeth and whitening — same result, a fraction of the cost.”
“The Smile Club paid for itself in the first six months. As a freelancer with no insurance, this is the only reason I actually get my teeth cleaned twice a year now.”
“Dr. Pedersen finished my Invisalign in eleven months. My old dentist (Bronze tier) had quoted twenty. Experience really does matter.”
“Having a Diamond+ Invisalign Provider this close to home meant my daughter didn’t have to miss school for every check-in. They explained everything to her like she was the patient, not me.”
“My six-year-old now asks when we get to go back to the dentist. That has never happened in any office before. The team is something else.”
“My implant looks better than the tooth it replaced. Every step explained, every cost in writing up front, zero surprises on the bill.”
“Dr. Pedersen finished my Invisalign in eleven months. My old dentist (Bronze tier) had quoted twenty. Experience really does matter.”
“Having a Diamond+ Invisalign Provider this close to home meant my daughter didn’t have to miss school for every check-in. They explained everything to her like she was the patient, not me.”
“My six-year-old now asks when we get to go back to the dentist. That has never happened in any office before. The team is something else.”
“My implant looks better than the tooth it replaced. Every step explained, every cost in writing up front, zero surprises on the bill.”
Visit us in Overland Park or Peculiar
Records and treatment plans travel with you between offices — so a move across the metro never means starting over with a new dentist.
Overland Park, KS
Overland Park, KS 66210
Peculiar, MO
Peculiar, MO 64078
Who we see
Patients without dental insurance across Overland Park, Leawood, Olathe, and Johnson County come to us for affordable, transparent dental care.
Most major PPO insurance accepted
We verify benefits before your appointment and file claims for you. No insurance? Ask about the Smile Club.
Frequently asked questions
Do you accept patients without dental insurance?
Yes — actively. We’re one of the most-reviewed Overland Park dental offices for no-insurance patients. Our Smile Club membership and transparent pricing make care predictable.
How much does the Smile Club cost?
Pricing varies by membership tier (individual vs family). Most patients pay $20–$40 per month or an annual rate that saves vs monthly. Covers preventive care 100% and includes 15–20% discounts on all other treatment.
Is the Smile Club really cheaper than insurance?
For most patients without dental insurance — yes. No premium going to an insurance company, no annual max, no waiting period. We’ll do the math for your specific situation at a free consultation.
Can I use CareCredit to pay for treatment?
Yes — we accept CareCredit and Sunbit. Most patients qualify for 12–60 month financing with 0% intro rates or competitive long-term rates.
Do you offer cash discounts?
Smile Club members receive 15–20% off all non-preventive treatment. We’re transparent that this is built into the membership model rather than offered separately.
What if I need a crown or other major work?
Smile Club includes 15–20% off all major treatment. For larger expenses, we offer in-house and third-party financing options to spread the cost monthly.
Is the Smile Club good for kids?
Yes — family membership tiers include kids at a discount. Pediatric cleanings, sealants, and fluoride are covered the same way.
Join the Smile Club today.
Affordable monthly membership covers your cleanings 100% and includes 15–20% off every other treatment. No deductibles, no maximums, no waiting periods.